Chapter 532: The Gold Bank Leading the World for Years

The thought of having my image printed on all the coins and banknotes.

Then, along with the affairs of people all over the world, it flows into thousands of households.

Zhu Zaigui felt a surge of heat in his heart.

As for the small issue of the emperor's majesty being violated, it was no longer within his consideration.

After all, compared to this, he is known to the whole world, and the common people all over the world know what their emperor looks like.

Zhu Zaigui then thought that whenever a new emperor ascended the throne, the inner court and the Ministry of Rites would seem to paint a portrait of the new emperor in his robes and crown.

Isn't this a coincidence!
Wouldn't it be a good idea to use the first portrait of himself in imperial robes and crown after he ascended the throne as the image on coins and banknotes?

even.

After spending a few years in Changping Academy, Zhu Zaigui's thinking was broadened a lot and he began to have more fantasies.

Those newly minted coins and banknotes must not only have one's own portrait, but also have one's reign title clearly written on them.

In this way, you don't have to spend any effort to let the world know about it, and it can penetrate people's hearts.

The title of emperor can be easily obtained.

Ever since.

Zhu Zaigui became more and more enthusiastic.

In my heart, I basically tend to agree with the idea of ​​establishing the Ming Dynasty Money Bureau.

Gao Gong frowned and said, "It is indeed appropriate for the court to set up a new money bureau, mint new coins, and include gold and silver in the currency and bring them under the jurisdiction of the court. However, the new coins are minted with the image of the emperor of our dynasty. If a new emperor ascends the throne in the future, won't new coins have to be minted again? This will increase the cost of money."

just now.

Gao Gong, the Prime Minister, had already begun thinking about the issue of minting gold and silver coins.

He also overlooked the question of whether he should support the establishment of the Money Bureau.

Yan Shaoting immediately smiled and explained: "The reason why the Prime Minister has such doubts is exactly what I said. After the Ministry of Revenue's Baochao Tizhusi was changed to the Money Department, the court also wanted to set up gold, silver and copper shops in each province, prefecture and county."

Gao Gong's brows were still tightly furrowed.

At the court level, it is not difficult to change the Ministry of Revenue's Baochao Tizhusi into the Ming Money Department.

It's just a change of name and responsibility of the Tizhusi.

However, if the so-called gold, silver and copper shops were to be established in each province, prefecture and county, it would undoubtedly mean adding an extra government office to the local area.

These additional government offices will lead to countless additional vacancies.

Of course, this will allow the court to arrange more people, but it will undoubtedly increase the court's governance costs for the local areas.

However, Yan Shaoting explained: "The court system, the various ministries and yamen, the capital and the local areas have always been mutually controlled and supervised. The reform of the currency system must naturally follow this principle. The Ministry of Revenue's Treasure Banknotes Division was changed to the Money Division. I think it can only be in charge of determining the price ratio of gold, silver and copper coins and the right to mint new coins. The deposit and exchange of coins should be managed by the local gold, silver and copper shops. They should open shops in the local areas, and officials, merchants, soldiers and civilians can deposit gold, silver and copper coins in the shops. The shops will issue gold, silver and copper notes, and agree on how much interest should be paid to the shops on deposits."

Yan Shaoting spoke very slowly.

And what he said was planned as much as possible in accordance with the modern central financial system.

But there are some differences.

If people in the Ming Dynasty want to deposit money in a gold, silver and copper bank, they have to pay interest, which is the management fee.

of course.

This was actually the case at the beginning of the development of the Western banking industry.

Gao Gong subconsciously said: "Local officials, merchants, soldiers and civilians deposit gold, silver and copper coins in... Gold, Silver and Copper Bank... If this is really going to be done, the name must be changed to a catchy one."

I mentioned the name for a while.

Gao Gong then continued, "Officials, merchants, soldiers and civilians in a certain place deposit the corresponding banknotes in the bank, and then they can take them out from the banknotes in other places at ease. This kind of thing started in the early Song Dynasty when Jiaozi was established in Shu. Now the court needs to do this, and only needs to pay special attention to the anti-counterfeiting and authenticity of banknotes."

Seeing that Gao Gong was getting better and better.

Yan Shaoting was also willing to bow to the other party and flatter him, saying, "The Prime Minister is wise. The establishment of the Ministry of Money and the Gold, Silver and Copper Bank not only allows the court to control the gold and silver exchange rate and stabilize the world's prices, but also makes it easier for people to use money and for merchants to trade around the world."

Gao Gong shook his head and said, "It's easy to do business with money, and one gold is worth ten thousand coins, and one silver is worth a thousand coins. Even if ordinary people don't use money, carrying a few gold coins with them is enough for business."

Yan Shaoting was somewhat surprised that Gao Gong could see the relationship between gold, silver and copper coins and gold, silver and copper notes so clearly.

After all, one gold is worth ten thousand coins.

The existence of banknotes is to solve the problem of carrying money over long distances, so just carrying a few taels of gold can meet the business needs of most merchants.

Gao Gong then said, "What I am worried about is that if we open the gold, silver and copper shops mentioned by Runwu in every province, prefecture and county, the court will have more than a thousand government offices and nearly ten thousand more officials. Although the court is not short of official salaries and food, it will also have to devote more energy to monitoring the localities."

After understanding Gao Gong's doubts.

Yan Shaoting immediately replied, "Don't worry, Prime Minister. When I first thought about it, I only considered the money department and the gold, silver and copper shops in the two capitals as my official positions. The money department is supervised by the Ministry of Revenue, the Cabinet and the inner court, while the gold, silver and copper shops in the two capitals are under the jurisdiction of the Ministry of Revenue in the two capitals. They will monitor the accounts of various places every year, quarter, month and ten days."

Listening to Yan Shaoting's explanation, Gao Gong frowned and nodded from time to time.

He nodded and said, "The Ministry of Finance has the power to set prices and mint coins, so there should be three parties to supervise. The gold, silver, and copper in the two capitals..."

Speaking of which.

Gao Gong suddenly stopped.

He looked at Zhu Zaigui, then looked at Yan Shaoting with a smile.

"Why not just call this Gold, Silver and Copper Bank the Gold Bank? That way, it will be easier to say."

Gold Bank...

Yan Shaoting raised his brows, but felt a strange feeling in his heart.

The word "bank" will probably disappear completely in the dust of history today because of a word from Gao Gong.

However, the word "Jin Xing" will probably continue to exist.

However, this is absolutely in line with the most simple values ​​of the Central Plains people.

After all, gold is always more valuable than silver.

Yan Shaoting thought a lot.

But Gao Gong just said it casually, and continued: "The gold business in the two capitals is under the jurisdiction of the two capitals' Ministry of Revenue, which will also facilitate the transfer of money in the local areas. Then, using money bills as proof, officials, merchants, soldiers and civilians are allowed to withdraw money, which is indeed convenient."

After finishing speaking.

Gao Gong then looked at the only Crown Prince Zhu Zaigui sitting there with a smile.

"Your Highness, the idea proposed by the Ministry of Finance and the Gold Bank is quite good."

Zhu Zaigui also had a smile on his face.

This is certainly a good idea.

After all, after he ascends the throne, his portrait will be distributed to thousands of households and worshipped by the people of the world.

But Li Chunfang who was present was stunned.

He looked at Gao Gong solemnly, with an extremely complicated expression in his eyes.

How come all of a sudden, Lao Gao began to agree with the method proposed by Yan Shaoting?

He didn't even think about whether the Yan family had evil intentions behind this.
Based on the principle of opposing for the sake of opposing.

Li Chunfang immediately said in a deep voice: "Your Highness, the Ministry of Revenue's Treasure Banknotes Division was changed to the Money Division, and the establishment of gold banks in the two capitals and local areas may be a good thing and conducive to the new policy. However, the system of the country cannot be easily changed. Today, we and Your Highness are just discussing the method proposed by Yan Binke. I think it should be handed over to the court officials to discuss the pros and cons. Moreover, if gold banks are set up in the two capitals and local areas, although only the people in charge of the gold banks in the two capitals will be promoted, there are more than a thousand prefectures and counties in the country, and more than ten thousand people will be employed. Such a large number of people must be proficient in money calculations, and I am afraid it will be difficult to recruit them all at once. I think this matter must not be rushed, so that good policies and laws will become bad policies and evil laws because of the rush to implement them."

As he spoke, Li Chunfang kept repeating to himself in his heart.

He is the only remaining leader of the old party in the court.

The reason why the Qingliu Old Party suffered a series of defeats in the court was all because of the Yan family, or because of Yan Shaoting.

Then what the other party is going to do.

I have to oppose it. It doesn't matter whether it's right or wrong.

Just because of the ass.

But as soon as he finished speaking.

Zhu Zaigui spoke almost subconsciously, "The Mathematics Department of Changping Academy has also completed its mathematics courses, and there are already three to five hundred students who have graduated. Shuai Jiamo, who was the one who opened the silk case of the filth in Huizhou Prefecture, was a mathematical genius, and now he is the director of the Mathematics Department. If the court wants to set up gold shops in the local areas, it should first be established in the two capitals, and then gradually spread to all places. In this way, there is no need to worry about the rush of time, and the Mathematics Department can expand and recruit students in the future, and then graduates will go to work in gold shops in various places."

The first thing the prince mentioned was Changping Academy.

Li Chunfang didn't react for a while.

Zhu Zaigui then said, "The cabinet has decided on this matter today. I will call the six ministries and nine officials to discuss it tomorrow. Lord Li, don't worry. With all the wise men in the court discussing it, I think even if there are any shortcomings, they can be revealed and corrected."

Li Chunfang was completely exhausted.

His eyes changed for a while, and finally he could only bow his head.

"Your Highness is wise and wise."

Yan Shaoting glanced at Li Chunfang.

Then he looked at Zhu Zaigui with a smile on his face.

Originally, he planned to bring up the existence of the Mathematics School of Changping Academy himself.

Not bad now.

Zhu Zaigui, who is already the Crown Prince of the Eastern Palace of the Ming Dynasty and will ascend the throne to become emperor tomorrow, has not forgotten his past identity as a mountain head.

This elbow is crooked.

With what he said today, it is very likely that the people hired by the gold bank in the future will come from the School of Mathematics.

In Zhu Zaigui's view, employing people from the academy was like employing his own people.

But in Yan Shaoting's view, it was another matter.

Hold the financial power of the empire?

This was something I had imagined before, but I didn't dare to really think about it.

Although the money shop and gold store are still unknown at the moment, in Yan Shaoting's opinion, this matter is almost certain.

same.

Although in the future, you may have to pay interest when you deposit money in a gold bank.

It is still in the most primitive financial sequence.

But through the money offices and gold shops, the students of the Mathematics School of Changping Academy, which are already filled with these gold shops, can control an invisible network of power.

And a gold bank that has been leading the world for a hundred years.

It also gives you more choices and allows you to do more things.

At least.

The new policies of the Ming Dynasty would surely go more smoothly if the Ministry of Finance and the Gold Bank existed!
Just as everyone was thinking about it, wondering how the Crown Prince would make the Money Bureau and the Gold Bank his first priority after ascending the throne, and how much they could interfere and how much benefit they could gain from it.

Zhu Zaigui had already stood up and walked in front of Yan Shaoting.

Under the gaze of everyone.

Zhu Zaigui smiled and asked in a low voice: "The money office and gold shop mentioned by Runwu today, as well as the minting of new coins, although I am not very talented, I have already seen some of the mysteries in it. It must be a method that benefits the country and the people. I just don't know..."

The prince's tone became more hesitant and stammering.

Gao Gong, Li Chunfang and others also looked more and more curious.

Yan Shaoting bowed and nodded: "Your Highness, if there is anything you don't understand, I will do my best to help you."

Zhu Zaigui immediately waved his hand.

“It’s not something that’s puzzling.”

"I just want to know, if we mint new coins, should we first mint a sample coin for everyone to see?"

Everyone was stunned.

Yan Shaoting reacted instantly after a brief moment of stunned silence.

He clasped his hands together, holding the gold and silver coins that had been minted long ago in his sleeves through his robe, but he had no intention of taking them out.

Instead, he smiled and looked at Zhu Zaigui, whose intentions were already known to everyone.

"If Your Majesty issues an order, I think the sample coin can be produced in three to five days at most."

Zhu Zaigui immediately reached out and patted Yan Shaoting on the shoulder.

"Then do it."

"Three to five days is just right."

"When the time comes, I will summon the six ministries and nine officials to discuss what Runwu mentioned today."

Zhu Zaigui became more and more satisfied when he got a clear date on which his portrait would be printed on gold and silver coins.

With a sense of satisfaction.

The heir to the empire walked out of the palace with ease.

Yan Shaoting lowered his head slightly, watching Zhu Zaigui's footsteps disappear from his sight.

It is easy to understand why the prince wanted to see himself printed on coins.

After all, for him, a new dynasty and a new atmosphere is a very important thing.

Zhu Zaigui's reaction and the fact that he was the first to say that the gold shop's employees could be selected from the students in the academy were sufficient to prove that the establishment of the Money Bureau and the Gold Shop had basically been recognized and supported by the new emperor.

However, inside the Wenhua Hall, one family is happy while another is sad.

Li Chunfang was full of worries.

Naturally, he also clearly understood the benefits that the Money Bureau and the Gold Bank brought to the imperial court.

But he also noticed that the Money Bank and the Gold Bank were proposed by Yan Shaoting, and the people for the Gold Bank had to be selected from Changping Academy.

Then the power of the Yan family in the court will become increasingly stronger invisibly.

This is not a good thing.

With so much in mind, Li Chunfang didn't know how he walked out of Wenhua Hall.

Gao Gong, who walked out of the hall, deliberately walked slower, waiting for Yan Shaoting to catch up before he spoke: "What Runwu mentioned today, I still think it is very wonderful now."

Yan Shaoting nodded slightly: "Thank you, Prime Minister."

Gao Gong just smiled and shook his head: "How can this be praised? It is indeed a wonderful idea. However, although only the heads of the gold shops in the two capitals have official positions, such changes and additions are of great importance. Runwu will have to work harder these days. Please prepare a proposal and give it to me, so that I can read it carefully and understand Runwu's good intentions in this matter."

As the Prime Minister, Gao Gong could be said to be very polite when speaking at this moment.

Yan Shaoting would not be arrogant and nodded: "The Prime Minister has ordered me to do my best. I will draft a plan for this matter in the next few days and submit it to the Prime Minister for review."

Seeing Yan Shaoting say this.

Gao Gong also looked at him deeply.

"in this way……"

"Then the hard work will benefit the people."

…………

Monthly PassMonthly Pass
(End of this chapter)